Abstract

Risk evaluation model building of logistics financial business for the bank and empirical research

Author(s): Jianghua Chen, Songjie Hu, Xiang Xie

The information asymmetry between banks and enterprises and imperfect mechanism bring some risk to banks carrying out the logistics and financial business. Based on the study of the logistics financial risk indicators, the risk evaluation index system of logistics finance from the pledge risk, financing enterprise credit risk, logistics enterprise risk and regulatory risk is set, and the risk evaluation model of logistics financial business for the bank, which supports one or more project risk assessment, is established by using fuzzy mathematics theory and analytic hierarchy process. At last, the collaborative projects between the Zhongshan branch of Bank Guangfa and finance enterprises are chosen as examples to indicate the feasibility of the model, which maximum controls the risk factors of logistics and financial services and maximizes the benefits of supply chain finance